Fractional CISO · FinTech & Payments
Security leadership from someone who has held the CISO seat at a public FinTech.
Two decades running technology and security inside ATM networks, crypto kiosks, and check-cashing operations — now available to FinTech and payments companies without a full-time hire.
Why companies call
Four situations bring teams like yours to this page
Your sponsor bank sends a forty-page diligence package, and nobody owns the answer. A regulator sets an exam date. An enterprise customer returns a security questionnaire longer than the contract. A laptop goes missing, and the board asks what was on it.
Each of these has a shape. The work is knowing the shape, moving the right people to the right evidence, and giving leadership a clear picture of where the organization stands — without spinning up a two-hundred-control program to answer one question.
That is the work NTD Consulting does: seasoned security leadership, applied to the situation actually in front of you, until the situation is closed.
Engagements
Two ways to work together
Readiness Sprint
For a defined event: a diligence request, an audit or exam, a customer security review, or a board asking for a formal assessment.
- Gap assessment mapped to what the request actually demands
- Prioritized remediation plan with owners and sequencing
- Written evidence: policies, architecture review, control documentation
- Executive briefing your board and counterparties can rely on
Fixed scope and timeline, typically six to ten weeks.
Start a sprint →Fractional CISO Retainer
For ongoing leadership: security decisions that need an owner, programs that need to mature, and reporting that needs to hold up under scrutiny.
- Named CISO presence at a fixed number of days per month
- Security roadmap and budget owned end to end
- Board and investor reporting on a standing cadence
- Vendor, cloud, and AI governance decisions as they arise
Monthly retainer, scaled to stage and scope.
Discuss a retainer →AI governance
AI adoption is outpacing oversight
Employees, vendors, product teams, and business units are adopting artificial intelligence faster than most organizations can establish appropriate oversight. The challenge is not to prevent AI use — it is to understand where AI is being used, what information is involved, who owns the risk, and what controls are appropriate.
NTD Consulting helps you establish practical AI governance within your broader security and technology-risk program: risk ownership, data protection, vendor oversight, and the emerging regulatory expectations — without building a bureaucracy that prevents useful technology from being adopted.
Proof of method
What you receive in the first 30 days
- Current-state assessment against the frameworks that apply to you
- Risk register with likelihood, impact, and named owners
- 90-day remediation roadmap sequenced by business impact
- Board-level dashboard: top risks, progress, and spend
- Quick wins already implemented — not a list of them
Board security dashboard
Structure shown; contents redacted — client dashboards are confidential.
The operator behind the practice
I have sat where you sit.
I am Ron Moore. Over more than twenty years I have built and scaled technology organizations in payments and financial services, and served as CISO and VP of Technology for a Nasdaq-listed crypto FinTech through its transition to a public company — the ATM networks, kiosks, and check-cashing operations where the money actually moves.
I started NTD Consulting because growing companies were being handed binders of controls when what they needed was a decision: what matters, what can wait, and who owns it.
Security programs fail when they are built for auditors instead of for the business. My job is to make sure yours is built for yours.
When we work together, you get the same standard I was accountable for in the seat: practical priorities, evidence that holds up, and reporting your board can act on.
Ron Moore — Founder, NTD Consulting
Fit
Where we fit
- FinTech, payments, and digital-asset companies under regulatory pressure
- Companies preparing for SOC 2, PCI DSS, or sponsor-bank diligence
- Teams that have outgrown ad-hoc security but are not ready for a full-time CISO
- Boards and investors who want security reported in business terms
Not the right fit
- Companies looking for a penetration test or a one-off audit
- Teams that want a policy binder to file and never open again
- Organizations seeking a compliance stamp without fixing the underlying program
Next step
Start With a Conversation
You do not need another generic security assessment.
Start with a conversation about the business, the current security program, the risks creating the most concern, and what needs to improve.